.v20-band{margin:56px auto}
.v20-band-in{display:grid;grid-template-columns:1.1fr 1fr;gap:28px;align-items:center;background:linear-gradient(135deg,#0c4f6a,#153443);color:#fff;border-radius:20px;padding:34px 38px}
.v20-band h2{color:#fff;font-size:clamp(26px,3vw,38px);margin:6px 0 10px}
.v20-band p{margin:0;color:#dce7ec;line-height:1.55}
.v20-band .eyebrow{color:#98cde7}
.v20-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.v20-chips a{padding:8px 14px;border:1px solid #ffffff55;border-radius:999px;color:#fff;font-size:14px}
.v20-chips a:hover{background:#ffffff1f}
.v20-cta{justify-self:end;display:flex;flex-direction:column;gap:10px;align-items:flex-start}
.v20-btn{display:inline-flex;align-items:center;gap:8px;background:#fff;color:#0c4f6a;font-weight:600;padding:14px 22px;border-radius:12px;border:0;font-size:16px;min-height:48px;cursor:pointer}
.v20-btn:hover{background:#e4f2f8}
.v20-cta small{color:#b9d4e0}
.v20-form-sec{margin:40px auto;border:0;background:none;box-shadow:none;padding:0}
.v20-card{background:#fff;border:1px solid #dce7ed;border-radius:20px;padding:30px;box-shadow:0 10px 30px #0c4f6a14}
.v20-card h2{margin:6px 0 8px}
.v20-lead{color:#546b78;margin:0 0 22px}
.v20-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.v20-grid>*{min-width:0}
.v20-f{display:flex;flex-direction:column;gap:6px;font-size:14px;color:#153443}
.v20-f>span{font-weight:600}
.v20-f input,.v20-f select,.v20-f textarea{width:100%;border:1px solid #b9cdd7;border-radius:10px;padding:12px;font-size:16px;background:#fff;min-height:46px}
.v20-f textarea{min-height:84px;resize:vertical}
.v20-full{grid-column:1/-1}
.v20-checks{display:flex;flex-wrap:wrap;gap:10px;border:0;padding:0;margin:0}
.v20-checks legend{font-weight:600;font-size:14px;margin-bottom:8px;padding:0}
.v20-checks label{display:inline-flex;align-items:center;gap:8px;border:1px solid #b9cdd7;border-radius:999px;padding:9px 14px;font-size:14px;cursor:pointer;min-height:44px}
.v20-checks input{width:18px;height:18px}
.v20-prev{background:#f3f9fc;border:1px dashed #9ec3d3;border-radius:12px;padding:14px;white-space:pre-wrap;font-size:14px;color:#153443;line-height:1.55}
.v20-prev-t{font-size:12px;letter-spacing:.06em;color:#546b78;margin-bottom:6px;font-weight:600}
.v20-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:6px}
.v20-send{background:#0f7396;color:#fff;border:0;border-radius:12px;padding:14px 24px;font-size:16px;font-weight:600;min-height:48px;cursor:pointer}
.v20-send:hover{background:#0c5f7e}
.v20-copy{background:none;border:1px solid #768f9c;border-radius:12px;padding:13px 18px;font-size:15px;min-height:48px;cursor:pointer;color:#153443}
.v20-err{color:#a12a2a;font-weight:600;margin:0}
.v20-note{font-size:13px;color:#546b78;margin:14px 0 0}
@media(max-width:768px){
 .v20-band-in{grid-template-columns:1fr;padding:24px 20px}
 .v20-cta{justify-self:start}
 .v20-card{padding:20px 16px}
 .v20-grid{grid-template-columns:1fr}
 .v20-send,.v20-copy{width:100%}
}
.v20-band h2>span,.v12-difference h2>span{background:none!important;-webkit-background-clip:border-box!important;background-clip:border-box!important;-webkit-text-fill-color:#9fd3ea!important;color:#9fd3ea!important}
.v12-gallery h2>span{background:none!important;-webkit-background-clip:border-box!important;background-clip:border-box!important;-webkit-text-fill-color:#0f6a8a!important;color:#0f6a8a!important}

.v20-card form{background:none!important;border:0!important;box-shadow:none!important;padding:0!important;border-radius:0!important;margin:0!important}